A Debit Card
That Does More
Your Sno Falls debit card is designed for real life. It’s simple to use, secure, and packed with features that help you make the most of your money every day. Open a consumer or business checking account to get your free card.
Built-In Mastercard® Perks
Yes, you can use your debit card anywhere you shop, online or in person, with access to thousands of ATMs and secure transactions built in. But what else do you get?
Shared Benefits: Consumer and business SFCU debit cards get these standard perks.
• The Instacart+ benefit provides a free 3-month subscription trial and $10 off (consumer debit) or $20 off (business debit) on a second qualifying order each month for those U.S debit cardholders new to Instacart+.
This benefit is accessible on web/mobile web/Instacart app and embedded in merchant checkout experience.2
• With Mastercard® Golf, you get access to top courses across the U.S., plus special offers and travel perks that make every round feel like an upgrade.
• Priceless Offers and Experiences offer Mastercard® cardholders the opportunity to engage in exclusive, once-in-a- lifetime experiences with the people they love in the cities where they live and travel.
• With Mastercard ID Theft Protection™, your private information is being proactively monitored to detect fraud at its inception and alert you so you can take immediate action.4
• Mastercard Global Service™ provides 24-hour-a-day, seven-day-a-week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.1
• Zero Liability means that in the event your card is used to make unauthorized purchases, whether made in a store, by phone, or online, you won’t be held liable.5
• Chip Technology improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
• Get worldwide acceptance at 40 million+ places.
• Enjoy Cash access at ATMs worldwide.
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Consumer Benefits: Only SFCU consumer debit cardholders can enjoy these exclusive perks.
• Extended Warranty doubles most manufacturer or U.S. store brand warranties for up to one additional year.1
• Satisfaction Guarantee can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.1
• Ticket Presales: Get curated access to extraordinary experiences: Mastercard grants you exclusive access to Ticket Presales at premier venues and festivals across the US.3
• Identity Theft Resolution Services assists you with credit bureau notification, debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.
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Business Benefits: Only SFCU business debit cardholders can enjoy these exclusive perks.
• Mastercard® Easy Savings gives you automatic rebates at 50,000+ locations across everyday business spend categories, no sign-up or coupons needed.6
• Enjoy Intuit® Benefits:
– SFCU business debit card holders may also take advantage of 30% off QuickBooks® Online Payroll for 12 months.
– Save 20% on TurboTax®.7
• Get $300 in advertising credit for Microsoft Advertising.8
• Enjoy rental car insurance coverage that can be applied to damage or theft. As a Sno Falls business debit cardholder, you can automatically receive rental car insurance coverage simply by paying for the rental with your SFCU card.9
Disclaimers:
- Certain restrictions apply.
- Offer begins on September 1, 2025 and expires on January 31, 2027. Eligible Mastercard US Credit cardholders, and Mastercard US Debit cardholders who are new Instacart+ subscribers can receive 3 months of free Instacart+. Eligible US Mastercard® credit cardholders who are new or existing Instacart+ customers and all Mastercard US debit cardholders who are new to Instacart+ as of September 1, 2025 can receive $10 off on the second qualifying order of $10 or more, each month while customer remains an Instacart+ member. Service fees, other fees, taxes and/or tips may apply to deliveries. Additional terms apply. For full terms and conditions please visit www.instacart.com/p/mastercard-offer.
- Mastercard Presale is subject to availability and while supplies last. A valid Mastercard consumer credit card is required for Presale ticket purchases. Ticket availability, maximum number per cardholder and applicable date s will vary based on venue and card type. This Presale ticket benefit will be valid through 3/31/2027. All sales are final. This offer is not available to Mastercard Business, Commercial or other Mastercard non-consumer credit cardholders. Other restrictions/exclusions may apply. To access presale tickets, enter the first 6 digits of your eligible Mastercard credit card account number (no dashes) in the “Offer Passcode” field. Mastercard is not responsible for fulfillment of the offer. By participating, you agree to be bound by the terms & conditions and the Price less Terms of Use, which can be found at: https://w ww.priceless.com/terms. Additionally, this experience will be sold to you by Ticketmaster. Purchases and/or reservations made, and any information provided by the cardholder are subject to Ticketmaster’s Terms of Use, as applicable.
- Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
- Certain restrictions apply. See www.mastercard.us/zero-liability for details.
- Terms and conditions apply. Rebates currently available for qualifying eligible purchases. Participating merchants and rebate offers subject to change. You’ll receive Mastercard Easy Savings Program rebates on top of merchant discounts and your card rewards.
- INTUIT QUICKBOOKS ONLINE PAYROLL: See QuickBooks Online Payroll Discount Offer terms and conditions at: quickbooks.intuit.com/partners/mastercardpayroll/. Existing QuickBooks customers are not eligible to receive this offer. Terms, conditions, pricing, special features, and service and support options subject to change without notice.
INTUIT TURBOTAX: As the leader in tax preparation, more federal returns are prepared with TurboTax than any other tax preparation provider. Visit turbotax.com/affiliate/mastercard1 for TurboTax product guarantees and other important information. Limited-time offer for TurboTax applicable current tax year. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. - MICROSOFT ADVERTISING: For each new Microsoft Advertising customer, a credit of $300.00 will automatically be applied to the customer’s Microsoft Advertising account once such customer has spent $150.00 on Microsoft Advertising using a Mastercard Small Business Credit, Debit or Prepaid card. The $300.00 credit will be applied to each participating customer’s Microsoft Advertising account after such customer has spent $150.00 in accordance with the Offer terms. Additionally, the $300.00 credit must be redeemed within 90 days of award. Valid in the U.S., including its territories and possessions, for new customers only. A new customer is a customer that has not had an active Microsoft Advertising account before.
- CAR RENTAL INSURANCE: Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company.
To access or file claims, please visit mycardbenefits.com or call 1-800-Mastercard (1-800-627-8372).
Turn Spending Into Saving
With SFCU Swipe & Save, we round your purchases up to the nearest dollar and transfer the difference into a high-yield savings account earning 5.12%* APY.
Every purchase helps you build your savings automatically without changing your routine. No extra steps needed.
Card Controls
Your debit card comes with tools to help you stay protected and in control of your money. If something doesn’t look right, you can act quickly, right from Sno Falls digital banking, available on desktop or our app.
Instantly Turn Your Card On Or Off
Set Travel Notifications
Monitor Transactions In Real Time
Receive Account & Transaction Alerts
24/7 Contact Center
Mastercard® ID Theft Protection™
Mastercard® ID Theft Protection™ watches the surface, dark, and deep web around the clock, catching compromised credentials and suspicious activity before they become your problem.
If a scammer manages to slip through, 24/7 resolution specialists, lost wallet assistance, credit monitoring, and account takeover protection have you covered. Get real protection built into your debit card at no extra cost.
Traditional Features
Your debit card is part of a bigger picture. It’s one that includes local service, secure banking and a team that’s here when you need it.
Secure Digital Banking
Worldwide ATM Access
Mastercard® Zero Liability Protection
Chip Technology
24/7 Contact Center
SHOPSpot Rewards Program
What is SHOPSpot?
SHOPSpot is a free, automatic rewards program just for Sno Falls Credit Union members. When you shop at participating local businesses using your Sno Falls debit or credit card, you earn points that can be eligible for redemption online.
Exchange points for cash or gift cards to businesses like Apple or REI.