Vehicle Loans
New Auto
(2016 and newer)
3.99% – 14.74% APR
up to 84 months
Used Auto
(2015 and older)
4.99% – 14.99% APR
up to 72 months
New Boat
(2016 and newer)
5.24% – 15.74% APR
up to 240 months
Used Boat
(2015 and older)
6.49% – 16.49% APR
up to 120 months
New RVs
(2016 and newer)
5.24% – 15.74% APR
up to 240 months
Used RVs
(2015 and older)
6.49% – 16.49% APR
up to 180 months
New Motorcycle
(2016 and newer)
5.74% – 15.74%
up to 72 months
Used Motorcycle
(2015 and older)
7.24% – 17.24% APR
up to 60 months
New Sport Vehicles
(2016 and newer)
5.74% – 15.74% APR
up to 72 months
Used Sport Vehicles
(2015 and older)
7.24% – 17.24%
up to 60 months
Please see our Loan Terms and Conditions.
Credit Card Rates
For important information, see SFCU MasterCard rates, fees and disclosures.
Personal Loan Rates
Home Equity Line of Credit (HELOC)
For important information, see SFCU HELOC application and disclosures.
Rewards Checking Account
| Requirements | Rate | APY* |
|---|---|---|
| Requirements met – up to $5000** | 1.25% | 1.26% |
| Requirements met – over $5000** | 0.10% | 0.10% |
| Requirements not met | 0.00% | 0.00% |
See our Truth in Savings Disclosure
Savings Accounts
Regular Share
Minimum Balance: $5.00
0.05% APY
Money Market
Minimum Balance: $1,000.00
0.10% APY
Youth
Minimum Balance: $5.00 Balances up to $500 earns 1.00% Balances over $500 continue at 0.10%
1.00% APY
Swipe & Save
Balances up to $2,500 earns 5.00% Balances over $2,500 earns 0.10%
5.12% APY
Other Savings
0.05% APY
UTMA Share
Minimum Balance: $5.00
0.10% APY
Individual Retirement Accounts (IRAs)
0.25% APY
Business Money Market
Minimum Balance: $1,000.00
0.10% APY
See our Truth in Savings Disclosure
Certificates of Deposit (CDs)
Dividends Compounded Quarterly
Minimum Balance: $1,000.00
| Certificate Accounts | Rate | APY* |
|---|---|---|
| 6 Month Certificate | 0.10% | 0.10% |
| 12 Month Certificate | 0.20% | 0.20% |
| 18 Month Certificate | 0.25% | 0.25% |
| 24 Month Certificate | 0.30% | 0.30% |
| 36 Month Certificate | 0.35% | 0.35% |
| 48 Month Certificate | 0.40% | 0.40% |
| 60 Month Certificate | 0.50% | 0.50% |
| 12 Month Bump CD | Not Available | Not Available |
| 18 Month Bump CD | Not Available | Not Available |
| 24 Month Bump CD | Not Available | Not Available |
| 36 Month Bump CD | Not Available | Not Available |
| 48 Month Bump CD | Not Available | Not Available |
| 60 Month Bump CD | Not Available | Not Available |
Mortgages For All
First-time buyers, second-home loans or refi’s…see current member rates, apply for your loan and more.
