Woman smiling, holding car keys outside of her car window on illustrated background

Let’s Ride

Ready for that new or used vehicle, RV, motorcycle or boat? Let’s partner together and make it happen.

(Or, refinance your existing loan from another lender to us for a lower rate.)

If You Can Drive It
We Can Give You A Loan For It

ATV on illustrated background

Sport Vehicle Loans

Rates as low as 7.99% APR¹
Up to 90% of NADA retail value
Includes personal watercraft, ATVs, UTVs, snowmobiles, and utility/horse trailers.

Auto Loans

Loans for cars, trucks, vans and SUVs
Competitive fixed rates as low as 6.24% APR¹
Up to 130% financing for qualified members
Flexible repayment terms up to 84 months

Silver pickup truck parked on illustrated grass

Young woman smiling in front of illustrated field

First Time Auto Buyer

Program requirements:

Minimum 6 months job time
$1,500 minimum monthly gross income
Must be an established SFCU member
No derogatory credit history (no credit score)
Maximum loan amount $20,000
Vehicle must be under 10 years old and have less than 100,000 miles
Up to 100% Loan to value

RV Loans

Rates as low as [[1]] APR¹
Up to 90% of NADA retail value
Up to 240 month term available on 2017 or newer ($50,000 minimum)

Gray RV parked on an illustrated, sunny hill

Classic motorcycle parked on a grassy hill

Motorcycle Loans

Rates as low as 7.99% APR¹
Up to 100% of NADA retail value
Up to 72-month terms available
Street-legal bikes only

Boat Loans

Rates as low as [[1]] APR¹
Up to 100% of NADA retail value
Up to 240-month term available on 2017 or newer ($50,000 minimum)
Longer terms available based on credit and loan-to-value ratio

Speedboat with canopy floating in water

"Meet Or Beat Is Back!" on illustrated background

Meet or Beat

We’ll meet or beat your current rate on Auto, RV, Boat, Motorcycle and Sport Vehicle Loans by 2% APR* below the current rate, to as low as 6.24%.
Why refinance with Sno Falls?
100% online loan application and approval
Lower, more affordable payments
Automatic payment options and online banking

As Hassle-Free As It Gets

Get a loan pre-approval from us
Sign into TrueCar and find your car
You’ll be matched to a car dealership who, through our partnership, will give you a price less than sticker price – often up to several thousand dollars less
You’ll get a certificate to take to the dealership to pick up your car