
90-Day, No Pay Auto Loans
- Loans for cars, trucks, vans and SUVs
- No payment due for the first 90 days with competitive fixed rates as low as 4.74% APR1
- Up to 130% financing for qualified members
- Flexible repayment terms up to 84 months
Fraud Alert
Please be advised that Sno Falls Credit Union will not contact you asking for your account or card number, digital banking credentials or other personal information.
If you receive an unexpected call or communication, especially claiming fraudulent activity on your Sno Falls Credit Union account, stop and call us at 425-888-4004 to confirm.
Get Paid Early!
Members can enjoy ACH deposits up to two days early.2 This means you may receive your paycheck, ACH transfers, social security payment, and other direct deposits up to 48 hours ahead of schedule.
No fees or enrollment required.
To set up direct deposit, use SFCU routing number 325182360. Find your account number in digital banking:
1. online.snofalls.com
2. Click More Services
3. Routing & Account Numbers

Serving Washington Since 1957
Competitive rates, fast service, and local decision-making are just the beginning. Learn more about the perks of being a Sno Falls CU Member.
Member News, Benefits & More

$125 for you, $125 for them: Refer a friend to Sno Falls CU*

Follow Sno Falls CU and Snoqualmie Valley updates

Enjoy exclusive Mastercard® rewards

Rooted in growth: Get 4.53% APY* Youth Checking

Apply online for Pacific Northwest Tiny Home Loans

Business Checking, Savings, Loans, and Money Market
Apply For A Loan* Or Become A Member Online
| Used Auto | 5.24% – 15.24% APR | up to 72 months |
|---|---|---|
| 3-Month Certificate | 3.55% APY | 3 months |
| Home Equity Line of Credit | 7.00% – 11.00% APR | up to 240 months |
| New Tiny Homes | 8.99% – 18.99% APR | up to 120 months |
*Rates subject to approval. First lien HELOCs maximum $500,000. Second lien HELOCs maximum $250,000. Subject to approval. $1,000 minimum to open a CD.

For WA Business Owners Ready to Stand Out
Join the Sno Falls Business Partnership Program, where local brands meet local loyalty.
Here’s How It Works: Business owners3 connect with over 5,000 engaged Sno Falls Credit Union members by offering a custom discount or perk that only they can access.
In return, your business earns prime community visibility through our website and dynamic media channels, spotlighting you as a hometown favorite.
Apply online and become a featured partner today.