
Join Sno Falls
Credit Union
Rooted in the Snoqualmie Valley and open to all of Washington, we’re a not-for-profit credit union with one mission: People Helping People.
That means profits that stay in your community, personalized service, competitive products, and tools that make managing your finances easier.
More Than A Membership
All members1 must live, work or worship in the state of Washington, or have an immediate relative who is a member of Sno Falls Credit Union.
If life takes you somewhere new, your membership moves with you.
Savings
Sno Falls Credit Union offers savings options designed to help your money grow. Every membership begins with a Member Savings Account.
Open online:
- Savings Account
- Swipe & Save Account (must be connected to SFCU Rewards Checking account)
- Money Market Accounts
- 3-60 Month Certificates of Deposit (CDs) ($1,000 minimum deposit)
Visit one of our two convenient locations to open:
- Youth Savings Account
- UTMA Account
Checking
We offer checking accounts designed for everyday spending, convenient banking, and rewarding benefits.
Explore checking features and benefits like:
- Free Debit Card with Card Controls
- Rewards Checking
- Youth Rewards Checking
- Swipe & Save Account (must be connected to SFCU Rewards Checking account)
Home, Personal, And Vehicle Loans
Skip 1 eligible loan payment every 12 months with SFCU Skip Pay.2
Make loan payments online.
Explore home loan options:
- Home Purchase Loans
- Mortgage Refinancing
- Home Equity Line of Credit (HELOC)
Explore personal loan options:
- Personal/Lifestyle/Signature Loans
- Personal Line of Credit
- Share Secured Loans
Explore vehicle loan options:
- Auto Loans
- First-Time Auto Buyer Program
- RV Loans
- Motorcycle Loans
- Sport Vehicle Loans (ATVs, UTVs, snowmobiles, personal watercraft, and trailers)
- Boat Loans
- Tiny Home Loans
- Vehicle Loan Refinancing
- Meet Or Beat Loan Rate Matching Program
- TrueCar Car Buying Program
Business Banking And Loans
Get banking solutions and financing designed to support your success from day 1. Explore business services:
- Business Checking
- Business Savings
- Business Loans (Commercial Real Estate, Vehicle, Equipment, & USDA B&I)
- SBA Loans
- Business Mastercard
- Business Money Market
- Business Partnership Program
- Business Digital Banking
Consumer Credit Cards
Earn cash back, get benefits that fit your everyday spending and keep interest costs low with competitive rates.
Explore credit card options:
- Mastercard® Benefits & ID Theft Protection
- Mastercard® Platinum Cash Rewards
- Mastercard® Platinum
- Balance Transfers
Investing And Insurance
Plan for tomorrow while protecting what matters today. Explore investment and protection services:
- Traditional IRA
- Roth IRA
- Coverdell Education Savings Account (ESA)
- Term Life Insurance
- GAP Insurance
Apply for membership online or open an account at one of our locations.
Supporting Washington Since 1957
Giving back is part of our foundation. We stand behind this promise by reinvesting every dollar we earn into the people we serve, not outside shareholders.
That means when you bank with Sno Falls Credit Union, you’re helping strengthen local families, businesses, and neighborhoods throughout the Snoqualmie Valley and beyond. Follow us online to see how members like you help us make a real difference.

Exclusive Member Benefits
Get Paid Early with Early ACH
Competitive Rates + 100% Online Loan Applications
Staffed & Operated By Your Neighbors
Mastercard ID Theft Protection™
24/7 Live Phone Assistance
$125 member referral program
Apply for membership online or open an account at one of our locations.

Washington Business Banking
• No Monthly Fees!*
• Free Cash Deposit and Withdrawal
• Business Checking, Savings & Money Market
• Business Lending, SBA Loans & Credit Cards
• 30,000+ ATM Network
• Business Partnership Program
• Digital Banking & Bill Pay
Visit one of our two convenient locations to open a Sno Falls CU business account.
Visit Sno Falls CU
North Bend Branch & ATM
320 SW Mount Si Blvd, Suite 101
North Bend, WA 98045
North Bend Lending Center
320 SW Mount Si Blvd, Suite 102
North Bend, WA 98045
Snoqualmie Branch & ATM
7726 Center Blvd SE, Suite 140
Snoqualmie, WA 98065
Downtown Snoqualmie ATM
9038 Railroad Ave SE
Snoqualmie, WA 98065
Carnation ATM
31722 E Eugene St
Carnation, WA 98014
Fall City ATM
33521 SE Redmond Fall City Rd
Fall City, WA 98024
Did you know that you can enjoy 30,000+ surcharge-free ATMs with your Sno Falls card? Get fee-free transactions at the ATMs above and any Co-op ATM location.
Digital Banking
Manage your Sno Falls CU accounts from any computer, tablet or mobile device with Sno Falls digital banking.
• Send and receive money with Zelle®
• Make mobile check deposits
• Set up account and transaction alerts
• Make Sno Falls CC & loan payments
• View account balances and history
• Access online Bill Pay
Become a member online today.
