Welcome To Our Digital Portal
As a digital banking user, you’ll see new features, updates, and member opportunities here before anywhere else.
Click the log in or register button below to access your account. Keep reading for 2026 news!
Early ACH
Members can enjoy ACH deposits up to two days early.1 This means you may receive your paycheck, ACH transfers, social security payment, and other direct deposits up to 48 hours ahead of schedule.
No fees or enrollment required. Click the dropdown in the next section to learn how to set up direct deposit.
New Member Features
Early Direct Deposit
Beginning February 26, 2026, eligible ACH credit transactions may be available in your account up to 2 days before the scheduled post date. That means you could see direct deposits like payroll or other credits sooner, giving you quicker access to your money. No fees or enrollment required.
To set up direct deposit, use SFCU routing number 325182360. Find your account number in digital banking:
1. online.snofalls.com
2. Click More Services
3. Routing & Account Numbers
Account Display Update
We’ve updated how your accounts display in digital banking. You’ll now see them grouped by member name and account, making everything easier to find at a glance
Skip Pay
Members can now access Skip Pay right in digital banking. Skip Pay lets you defer one eligible Sno Falls loan payment once every 12 months.
Built-In Protection
Learn more about our digital banking security features that you can enable to better protect your Sno Falls accounts.
One-time PIN Authentification
A one-time PIN authentification feature may be used when logging into digital banking. This security feature will send a one-time security code to your email address on file that you will then use to gain digital banking access.
A one-time security code will also be sent to members who log into online banking using an unknown browser.
Transaction Monitoring
1. To edit transaction monitoring settings, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on the Bell icon in the top right corner.
2. From the Security tab, click on + Add New Alert.
3. Select an Alert Type, a SFCU card to receive alerts for and an email or phone number to send alerts to. Click Submit once finished.
Card Controls
1. To edit card controls, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on Cards in the left side menu.
2. Choose the card you’d like to edit controls for on the left. Select card controls such as reporting a missing card or setting travel settings.
Authenticator App
*You will need a mobile device for this process.
1. To add an authenticator app, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on your initials in the top right and select Security then Authenticator.
Toggle the authenticator app on. Make sure to download an authenticator app to your mobile device.
2. Scan the provided QR code or enter the numerical code to link SFCU digital banking to your authenticator app.
3. Once added, enter the authenticator app connection code to finalize the link.
Account Devices
1. To view devices that have access to your digital banking account, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on your initials in the top right and select Security then Devices.
