3.55%1 APY 3-Month CDs – Open Online
To open a CD in Digital Banking:
- Log into digital banking on app, tablet or desktop
- Click More Services
- Select Open a Share
- Enter your CD details then click Continue, confirm your information, then click Submit
Our CDs are available in flexible 3-60 month terms with a minimum starting balance of $1000.
Welcome To Our
Digital Portal
As a Sno Falls app user, you’ll see new features, important updates, and member opportunities here before anywhere else.
Keep scrolling for the latest news
and announcements.
Early ACH
Members can enjoy ACH deposits up to two days early.2 This means you may receive your paycheck, ACH transfers, social security payment, and other direct deposits up to 48 hours ahead of schedule.
No fees or enrollment required. Click the dropdown in the next section to learn how to set up direct deposit.
$125 For You
$125 For Them
Limited-Time Rewards
Refer a friend or family member to SFCU and you could both get $125!3 To receive $125, the referred member must join and do one of the following within 45 days:
• Open a Rewards Checking Account (min. $500 direct deposit required within 45 days)
• Get approval for a Consumer Loan
• Get approval for a Credit Card
It’s that easy! Current members immediately receive their $125 dividend.
More Than Just A Card
Did you know that Sno Falls consumer and business debit cards come loaded with free services?4
- Free 3-month Instacart+ trial plus monthly savings on qualifying orders4
- Travel discounts, exclusive experience offers, and rental car promotions4
- Extended warranty protection that doubles most manufacturer warranties up to one additional year (consumer cardholders)4
- Mastercard® ID Theft Protection™ monitoring the surface, dark, and deep web 24/7 at no extra cost4
New Member Features
Early Direct Deposit
Beginning February 26, 2026, eligible ACH credit transactions may be available in your account up to 2 days before the scheduled post date. That means you could see direct deposits like payroll or other credits sooner, giving you quicker access to your money. No fees or enrollment required.
To set up direct deposit, use SFCU routing number 325182360. Find your account number in digital banking:
1. Log into our app or access digital banking at online.snofalls.com
2. Click More Services
3. Routing & Account Numbers
4. Toggle Show all account numbers
Account Display Update
We’ve updated how your accounts display in digital banking. You’ll now see them grouped by member name and account, making everything easier to find at a glance
Skip A Loan Payment
Members can now access Skip Pay right in digital banking. Skip Pay lets you defer one eligible Sno Falls loan payment once every 12 months. Learn More.
Built-In Protection
Learn more about our digital banking security features that you can enable to better protect your Sno Falls accounts.
One-time PIN Authentification
A one-time PIN authentification feature may be used when logging into digital banking. This security feature will send a one-time security code to your email address on file that you will then use to gain digital banking access.
A one-time security code will also be sent to members who log into online banking using an unknown browser.
Transaction Monitoring
1. To edit transaction monitoring settings, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on the Bell icon in the top right corner.
2. From the Security tab, click on + Add New Alert.
3. Select an Alert Type, a SFCU card to receive alerts for and an email or phone number to send alerts to. Click Submit once finished.
Card Controls
1. To edit card controls, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on Cards in the left side menu.
2. Choose the card you’d like to edit controls for on the left. Select card controls such as reporting a missing card or setting travel settings.
Authenticator App
*You will need a mobile device for this process.
1. To add an authenticator app, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on your initials in the top right and select Security then Authenticator.
Toggle the authenticator app on. Make sure to download an authenticator app to your mobile device.
2. Scan the provided QR code or enter the numerical code to link SFCU digital banking to your authenticator app.
3. Once added, enter the authenticator app connection code to finalize the link.
Account Devices
1. To view devices that have access to your digital banking account, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on your initials in the top right and select Security then Devices.
