Welcome To Our Digital Portal
As a digital banking user, you’ll see new features, updates, and member opportunities here before anywhere else.
Click the log in button below to access your account.
Digital Banking Upgrades
Account Display Update – We’ve updated how your accounts display in digital banking. You’ll now see them grouped by member name and account, making everything easier to find at a glance
Skip Pay – Members can now access Skip Pay right in digital banking. Skip Pay lets you defer one eligible Sno Falls loan payment once every 12 months.
Early ACH – Beginning February 26, eligible ACH credit transactions may be available in your account up to 2 days before the scheduled post date. That means you could see direct deposits like payroll or other credits sooner, giving you quicker access to your money.
Built-In Protection
We prioritize your account security and are always working to ensure the safety of your funds and personal information. Help us increase your cybersecurity by following best practices, enabling available security features, and familiarizing yourself with our methods of confirming your identity.
Cybersecurity Best Practices
Below are steps that you and your family can take to ensure your devices are safe.
Update Software
Software updates provide you with a more efficient and stable digital experience by enhancing functionality and address existing issues such as bugs and crashes.
Protect Your Devices
Install antivirus and anti-malware software to protect your devices from cyberattacks. Only use trusted, password-protected internet networks and avoid using public USB ports.
Interacting with Sno Falls
Scammers might try to impersonate Sno Falls employees and systems. Below are ways to know if you are actually interacting with Sno Falls – or with a criminal trying to access your accounts.
1. Sno Falls employees will not ask for your Online Banking User ID or password.
2. We will not ask for your account security phrases or photos, or one-time security codes if we call you. We will not ask for your card number or CVV code if we call you to verify activity on your account.
3. We will not include a link in a text message. Do not click on suspicious links.
4. We will not request one-time security codes or Zelle® SMS validation codes if we call you.
5. We may send a one-time security code and ask you to provide it for identity verification if you:
• Call Sno Falls for any reason.
• Set up a wire transfer online.
• Log in to digital banking.
This helps us protect your accounts and prevent unauthorized access.
Sno Falls Security Features
Learn more about our digital banking security features that you can enable to better protect your Sno Falls accounts.
One-time PIN Authentification
A one-time PIN authentification feature may be used when logging into digital banking. This security feature will send a one-time security code to your email address on file that you will then use to gain digital banking access.
A one-time security code will also be sent to members who log into online banking using an unknown browser.
Transaction Monitoring
1. To edit transaction monitoring settings, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on the Bell icon in the top right corner.
2. From the Security tab, click on + Add New Alert.
3. Select an Alert Type, a SFCU card to receive alerts for and an email or phone number to send alerts to. Click Submit once finished.
Card Controls
1. To edit card controls, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on Cards in the left side menu.
2. Choose the card you’d like to edit controls for on the left. Select card controls such as reporting a missing card or setting travel settings.
Authenticator App
*You will need a mobile device for this process.
1. To add an authenticator app, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on your initials in the top right and select Security then Authenticator.
Toggle the authenticator app on. Make sure to download an authenticator app to your mobile device.
2. Scan the provided QR code or enter the numerical code to link SFCU digital banking to your authenticator app.
3. Once added, enter the authenticator app connection code to finalize the link.
Account Devices
1. To view devices that have access to your digital banking account, log into digital banking on your internet browser or through the Sno Falls app. From your online dashboard, click on your initials in the top right and select Security then Devices.
Our Security Systems
We’re always working hard to protect you. Our websites are secured with industry-standard encryption and time-sensitive session cookies.
All Sno Falls digital banking releases undergo methodical and rigorous testing to ensure that member privacy and account security are protected.
Our systems and employees conduct 24/7 fraud monitoring on accounts and credit/debit cards in an attempt to identify and respond to any unusual and unexpected activity.
We’re insured by the NCUSIF. Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. The National Credit Union Administration (NCUA) is the independent agency that administers the NCUSIF. Like the FDIC’s Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government.