Shares

Savings

Savings shares are the basis of your Sno Falls Credit Union account. This account, which carries a $25 minimum balance and has no fees, will earn dividends based on daily balances compounded monthly. This account is subject to Account Limitation.

Our current Savings rate is 0.030% APY*   See All Share Rates

Savings Plus

Earn more on your savings with a Sno Falls Savings Plus account. Similar to a money market, this account requires a minimum balance of $2,500. This account is subject to Account Limitation.

Our current Savings Plus rate is 0.050% APY*   See All Share Rates

Checking

Sno Falls personal checking is versitile and has no minimum balance required. Checking accounts do not earn dividends and do not have a transaction limit. Members can use checks and a Visa Debit Card to access the funds in a checking account.

Read more about checking accounts and Visa Debit Cards

Swipe & Save

Using your Sno Falls checking Debit card you have the option of Swipe & Save. Swipe & Save is a unique savings program that lets you automatically round up every purchase you make using your Sno Falls debit card to the next $1.

Our current Swipe & Save rate is 3.010% APY* up to $2500 and 0.080% APY* on balances $2500.01 and above.   See All Share Rates This account is subject to Account Limitation.

Read more about checking accounts and Swipe & Save

UTTMA

A uniform transfer to minor's accounts allows an adult to contribute to a custodial account in a minor's name without having to establish a trust or name a legal guardian. The custodian is responsible for managing the funds in the account. Once the minor reaches the age of maturity he/she has complete rights to the funds in the account. This account is subject to Account Limitation.

Rocky Raccoon

Rocky accounts are a special account for children 10 or younger. They can be opened with a deposit as little as $5. Rocky members receive a member ID card, savings record keeper, and an activity book. Throughout the year they'll also receive a birthday card, savings incentives, and newsletters announcing special events and more. This account is subject to Account Limitation.

Our current Rocky Raccoon rate is 0.990% APY* up to $500 and 0.080% APY* on balances $500.01 and above.   See All Share Rates

Learn more about Rocky Raccoon

Youth

Youth accounts are for children from 11 to 18 years old. This account is subject to Account Limitation.

Our current Youth rate is 0.990% APY* Up to $500 and 0.080% APY* on balances $500.01 and above   See All Share Rates

IRAs

We offer Traditional, Roth, and Educational IRAs. This account gives you the flexibility of a deposit account as well as great earnings. Deposits can be made in person, through payroll deduction, or automatic transfer. This account is subject to Account Limitation.

Our current Traditional IRA rate is 0.150% APY*   See All Share Rates

Account Limitation

For savings, IRA, and savings plus accounts, no more than six pre-authorized, automatic, or telephone transfers may be made from these accounts to another of yours or to a third party in any month. If you exceed these limitations, your accounts may be subject to a fee or be closed. For checking accounts no account limitations apply.

Disclaimers

* APY - Annual Percentage Yield
There may be a penalty assessed for early withdrawal from a share certificate. Fees may also reduce account earnings.
* Dividends are based on daily balances and are compounded monthly. Dividends are declared monthly by the elected Board of Directors, and are paid out of the Credit Union earnings and therefore cannot be stated in advance. Please contact the Credit Union for additional information.

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