Sno Falls Credit Union

Contact Us
(425) 888-4004
Toll Free: (800) 243-7860
All Contact Information

General Information
info@snofalls.com
loans@snofalls.com

Report Electronic Fraud
abuse@snofalls.com

Lost or Stolen Card
Debit: (800) 554-8969
Credit: (800) 808-7230

Share Rates

Savings

Share Type	Rate	APY*	Terms
Regular Share	0.030	0.030	Minimum balance of $25
Other Savings	0.030	0.030	No minimum balance
Savings Plus	0.050	0.050	Minimum balance of $2,500 Minimum withdrawal $250
Rocky Raccoon	1.000 0.030	0.990 0.080	On Balances up to $500.00 On Balances $500.01 and above Minimum balance of $5
Youth	1.000 0.030	0.990 0.080	On Balances up to $500.00 On Balances $500.01 and above Minimum balance of $5
UTTMA Share	0.030	0.030	Minimum balance of $25
Christmas Club	0.030	0.030	No minimum balance
Swipe & Save	3.000 0.030	3.010 0.770	On Balances up to $2,500.00 On Balances $2,500.01 and above Deposit can only be made through Swipe & Save Program

Certificates

Certificate Type	Rate	APY*	Terms
3 Month Compounding CD	0.030	0.030	- Minimum deposit of $1000
6 Month Compounding CD	0.050	0.050	- Minimum deposit of $1000
12 Month Compounding CD	0.100	0.100	- Minimum deposit of $1000
15 Month Bump Compounding CD	0.100	0.100	- Minimum deposit of $1000

IRAs

IRA Type	Rate	APY*
Traditional IRA	0.150	0.150
Coverdell Esa	0.150	0.150
Roth IRA	0.150	0.150
Roth Conversion	0.150	0.150

- Share, Certificate, and IRA Rates Effective February 6th, 2012

* APY - Annual Percentage Yield
* There may be a penalty assessed for early withdrawal from a share certificate. Fees may also reduce account earnings.
* Dividends are based on daily balances and are compounded monthly. Dividends are declared monthly by the elected Board of Directors, and are paid out of the Credit Union earnings and therefore cannot be stated in advance. Please contact the Credit Union for additional information.

Fees

Savings Account Fees	Fee
IRA Annual Fee	$10.00 per year
Close within 90 days	$25.00

Checking Account Fees	Fee
OD Privilege Fee	$35.00 per item
Overdraft/NSF	$35.00 per item (Paid/returned)
Bill Pay NSF Fee	Additional $20.00 per item
Stop Draft/Ach Payment	$25.00 per request
Monthly Checking	No Charge
Business Checking	$10.00 per month
Check Printing Fee	Prices may vary
Overdraft Transfer	$5.00 per transfer
Copy of Check	$2.00 per check
Visa Debit/ATM	No Charge
Replacement Debit Cards	$5.00
Visa Debit Transactions	No Charge
Temporary Checks(8)	$2.00

Other Service Fees (All Accounts)	Fee
Account Reconciliation	$10.00 per hour
Account Research	$10.00 per hour
Statement Copy	$1.00 per page
Deposited Item Returned	$5.00 per item
Items Sent for Collections	$30.00 per item
Incoming/Outgoing Wires	$15.00 per transfer
Money Orders	$1.00 per money order
Cashier's Check	$3.00 per check
*365 Day Dormant Account	$1.00 per month

* Fee applies to accounts with balances of $50.00 or less