|
|
|
|
Savings Rates
| Savings |
APR |
APY* |
Terms |
| Regular Savings Shares |
.25% |
.25% |
Min Bal $25 |
Rocky / Youth Accounts - $0 to $500
$500.01+ |
6.00%
.25% |
6.14%
.25% |
Minimun Balance $5. The first $500
continues to earn the rate listed for $0 to $500. |
| Traditional, Roth & Educational IRAs |
3.00% |
3.05% |
|
| Savings Plus |
1.25% |
1.26% |
Minimun Balance $2,500 |
|
effective April 29th, 2008
|
| Certificates of Deposit |
APY* |
| 3 Month Certificate - $1,000 Minimum Deposit |
2.02% |
| 6 Month Certificate - $1,000 Minimum Deposit |
2.28% |
| 12 Month Certificate - $1,000 Minimum Deposit |
2.53% |
| 1 time Bump Rate/15 Month Certificate - $1,000 Minimum Deposit |
2.53% |
|
effective April 15th, 2008
|
* APY - Annual Percentage Yield
* There may be a penalty assessed for early withdrawal from a share certificate. Fees may also reduce account earnings.
* Dividends are based on daily balances and are compounded monthly. Dividends are declared monthly by
the elected Board of Directors, and are paid out of the Credit Union earnings and therefore cannot be
stated in advance. Please contact the Credit Union for additional information.
** On a balance up to $500. Balances over $500 receive regular share interest rates
Fee Schedule
| Savings Account Fees |
| IRA Account Annual Fee:..... |
$10.00 per year |
| Close within 90 days:..... |
$10.00 |
| Checking Account Fees |
| OD Privilege Fee:..... |
$35.00 per Item |
| Overdraft/NSF Fee:..... |
$35.00 per Item (Paid/Returned) |
| Bill Pay NSF Fee:..... |
$20.00 per Item |
| Stop Draft/ACH Payment Fee:..... |
$15.00 per request |
| Check Printing Fee:..... |
Prices may vary depending upon the style |
| Business Check Printing Fee:..... |
Prices may vary depending upon the style |
| Overdraft Transfer Fee:..... |
$5.00 per transaction |
| Copy of Check Fee:..... |
$2.00 per check |
| Business Checking account Fee:..... |
$10.00 per month |
| Temporary Checks (8):..... |
$2.00 |
| Close within 90 days:..... |
$10.00 |
| Other Service Fees (applicable to all accounts) |
| Account Reconciliation Fee:..... |
$10.00 per hour |
| Account Research Fee:..... |
$10.00 per hour |
| Statement Copy Fee:..... |
$1.00 per page |
| Deposited Item Return Fee:..... |
$5.00 per item |
| Items Sent for Collection Fee:..... |
$30.00 per item |
| Wire Transfer (incoming) Fee:..... |
$15.00 per transfer |
| Wire Transfer (outgoing) Fee:..... |
$15.00 per transfer |
| Money Order Fee:..... |
$1.00 per money order |
| Cashier's Check Fee:..... |
$3.00 per check |
| International Wire Fee:..... |
$35.00 per wire |
| * 365 Day Dormant Account Fee:..... |
$1.00 |
| Electronic Funds Transfer Fees |
| VISA Debit/ATM:..... |
No Charge |
| Replacement VISA Card Fee:..... |
$5.00 per replaced card |
| Replacement VISA Check card Fee:..... |
$5.00 per card |
| * Fee applies to accounts with balances of $50.00 or less
|
|
|
|
|
| |
|
|
