Loans for Living

Competitive rates and terms, fast, convenient, confidential service, and a commitment to helping members with their loan needs. These are the reasons members choose Sno Falls for their financing needs.

Promotions New and Used Car, Truck, Boat and RVs Insurance Coverage Verification Home Equity Line-of-Credit Mortgage Loans VISA Credit Cards Other Loans

Go to Loan Rates Go to Loan Calculator Go to Mortgage Loans

Driving Down the RATES!

Meet it or Beat it!

It's easy to make the switch! Reduce your monthly payment and increase your bottom line. All we need is a copy of your existing contract and statement, or coupon book from your current financial institution.

• Autos 2003 or newer - as low as 4.99% APR*
• RVs and Boats, 2003 or newer - as low as 6.49% APR*
• Apply Now!

*Must be a member of Sno Falls Credit Union with a $25.00 minimum Savings account for loan transaction to be completed. An existing vehicle contract required. Offer subject to credit approval. Limited time offer. New monies only.

Easy Dealer Deals

Autos	RV/Boats
Fixed 4.99% APR up to 84 months Must be 2003 or newer vehicle Maximum 100% LTV, plus tax and licensing Must be $15,000 for 72 month term and $25,000 for 84 month term Must be dealer purchased Apply Now!	Fixed 6.49% APR up to 240 months Must be 2003 or newer vehicle Maximum 100% LTV, plus tax and licensing Must be $25,000 for 180 month term and $50,000 for 240 month term Must be dealer purchased Apply Now!

*Must be a member of Sno Falls Credit Union with a $25.00 minimum Savings account for loan transaction to be completed. Offer subject to credit approval. Limited time offer. New monies only.

Protection -- for peace of mind

To protect yourself as well as your family, you can add low-cost Credit Life and/or Disability insurance on your consumer loan. The small monthly premium is added to your loan payment. Call a loan officer for details at (425) 888-4004 or toll free at (800) 243-7860.

If you do not have time to come into the credit union to apply for a loan, you can mail or fax your loan application and verification of your income. Here is how:

1. Click Here to download the loan application form to your computer. **
2. Open it up in Adobe Acrobat.
3. Fill out the form.
4. Print it out on your computer.
5. Sign the form where indicated.
6. Fax it to us or send it in the mail, with verification of your income. Click here to see our number and addresses.

Borrow up to 100% of the vehicle purchase price or NADA book value, for up to 84 months. The rate and term varies depending on the amount borrowed, the amount of the down-payment, and the age of the vehicle.

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Go to www.imcovered.com/snofalls to provide policy information or to verify your insurance status on a loan issued by Sno Falls Credit Union. You may also fax policy information to (800) 525-0565, attention Dept. 6899 or call (800) 237-5781 Ext. 6899 and talk to our insurance representative regarding coverage verification or policy requirements.

Acceptable insurance policy requirements for Sno Falls Credit Union:

• Insured's Name and Address
• Vehicle Description and VIN
• $500 Maxmium deductibles for both Comprehensive and Collision coverage
• Policy Number and Current Policy Period
• Sno Falls Credit Union listed as the Loss Payee

*Note* - Insurance ID cards are not acceptable as proof of insurance.

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By tapping into the equity in your home, you can have more money available to pay off higher rate credit cards, or to take care of needed repairs or improvements to your home... or yourself. It is great because you have ready access to the funds you need when you need them. Using that money you already have in your home is a smart way to take control of your finances and increase your purchasing power.

We have excellent rates. $100 document preparation fee and third party costs will apply. Contact a loan officer at your branch for all the details about our Home Equity Line-of-Credit. Mortgage interest may be tax-deductible, please check the IRS Code or your tax advisor for assistance.

A good faith estimate of all loan costs will be given at the time of application. Your home's loan-to-value ratio is based on the current property tax-assessed value, or an appraisal that is less than 12 months old. The home must be owner occupied. Mortgage interest may be tax-deductible, please check the IRS Code or your tax advisor for assistance.

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If you have a need to borrow for most any reason, we have a variety of loan options to meet those needs including Personal lines-of-credit, Signature loans, and Savings(Share) Secured loans. Please check out the rates page to review the current rates and terms.

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