Sno Falls Credit Union

Contact Us
(425) 888-4004
Toll Free: (800) 243-7860
All Contact Information

General Information
info@snofalls.com
loans@snofalls.com

Report Electronic Fraud
abuse@snofalls.com

Lost or Stolen Card
Debit: (800) 554-8969
Credit: (800) 808-7230

Checking

Sno Falls Credit Union offers a great checking account with many benefits and features. Checking accounts are available to individuals, sole proprietor's, and non-profit organizations. In conjunction with your checking account you can get a Visa Debit Card for increased security and simpler transactions.

Personal Checking Features

• Optional Swipe & Save
• No monthly service charge
• No transaction fees
• No minimum balance required
• Unlimited check writing
• Free VISA Debit Card (with credit approval)
• Free Snofalls@Home Internet Banking with Bill Pay
• Free Sno Falls Express Audio Teller access
• Duplicate checks

Order Checks Online

Using Liberty Online, you can safely re-order checks. To order checks, you will need to log in. You may log in using your Order Identification Number and Check Number found on your check reorder form.

Reorder Checks Online Now

Direct Deposit with ACH

Setting up direct deposit in to your Sno Falls checking account is easy. Simply give your employer our routing number below and your 14 digit checking account number and they can get you setup. You can also find this information along the bottom of one of your Sno Falls checks. Feel free to visit any of our locations and ask a representative for a printout of your direct deposit information as well.

Sno Falls Routing Number: 325182360

VISA Debit Card

Visa Debit Cards are a convenient way to use your Sno Falls checking account. Use your VISA Debit Card anywhere VISA is accepted. Instead of "charging" your purchase, the money is deducted right from your Sno Falls Credit Union checking account. A VISA Debit Card works better than writing a check and has worldwide acceptance. Give the merchant your card, sign the receipt and the money will be automatically deducted from your checking account at Sno Falls. To receive a VISA Debit Card, you simply complete a short application and upon approval, your card will be sent to you.

Visa Debit Card Benefits

• Instead of writing a check.
• For ATM cash access 24 hours a day.
• At stores, gas stations, restaurants and more worldwide, with all the acceptance of VISA.

Visa Debit Card Security Notices

For added security and fraud prevention you are required to make a PIN based transactions as noted below.

• United States Postal Service Transactions
• International Transactions - Including Mexico and Canada

Swipe & Save

Swipe & Save is a unique savings program that lets you automatically round up every purchase you make using your Sno Falls debit card to the next $1.

Use your Sno Falls debit card to buy lunch, gas, groceries, or just about anything you want, and your purchase will be automatically rounded up.

At the end of each business day we will aggregate your debit card transactions and make a single 'Round-up Transfer' to your high yield Swipe & Save Account. If there are insufficient funds in the account, the transfer will not be made.

Our current Swipe & Save rate is 3.010% APY* up to $2500 and 0.080% APY* on balances $2500.01 and above.   See All Share Rates

Download a copy of the Swipe & Save Opt-In Form ** and start saving today! Fill out the form and send a copy to us using any of these convenient methods:

• E-Mail - Print a copy, fill it out, scan, and attach to an e-mail addressed to info@snofalls.com
• Fax - Print a copy, fill it out, and fax to (425) 888-4240
• Mail - Print a copy, fill it out, and send it to our mailing address.
• Night Drop - Print a copy, fill it out, and drop it off at any of our convenient locations.
• In Person - Print a copy, fill it out, and bring it to any of our convenient locations.

"Point-of-Sale" Purchases

Purchasing gas or using your Debit Card at grocery and convenience stores is as easy as using any ATM card. Pay by inserting your card at the gas pump or store just as you would a credit card. Upon approval remove your card and record the purchase amount in your check register.

Using a Visa Debit Card

When making a purchase, give the merchant your Sno Falls VISA Debit Card instead of writing a check. If the merchant accepts VISA, you are able to use your VISA Debit Card. After signing for your purchase, save the receipt and record the amount of the purchase in your checkbook. This also will save you money, by writing fewer checks.

You can also use your VISA Debit Card to get cash 24 hours a day, seven days a week, (fee free*) at any ATM machine bearing the VISA symbol. When using your Visa Debit Card, you have surcharge-free access to any ATM on the AllPoint network. Look for the AllPoint logo on the ATM.

Increased Security

Sno Falls Credit Union's Verified by VISA is the easy way to enjoy added security for all of your on-line VISA Card purchases. Sno Falls Credit Union and VISA are pleased to offer you this great service at no additional charge.

Custom PIN Numbers

You have the ability to customize the PIN number on your debit card. You can change the PIN at any of the six Sno Falls managed ATM's. Simply follow the prompts on screen to change the PIN. Note that you may need to press the "more options" button to display the PIN change prompts.

Overdraft Protection

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and a potentially embarrassing experience.

At Sno Falls Credit Union, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly; however, we want to save you from additional merchant fees and possible damage to your credit history that might result if a check is returned. That's why we provide multiple overdraft options.

• Overdraft Transfer
• Overdraft Line of Credit
• Overdraft Privilege

For full terms and conditions, see our rates and fees for overdraft charges, our line of credit for overdraft line of credit rates, and our Overdraft Privilege Information Form for details. Please visit any of our locations or call a member service representative for more information.

Lost or Stolen Cards

If your Visa Debit Card is lost or stolen, please call the 24 hour hotline at 1 (800) 554-8969 immediately. You can also contact a member service representative at any of our locations and they will assist you.

*Sno Falls Credit Union does not attach fees for usage of it's Debit Card, however, usage of other cash machines other than those operated by Sno Falls Credit Union may impose a nominal fee enforced by the host of the machine you are using.

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